Public Primer • Evergreen • September 27, 2025
Steward Summary
RF = your personal baseline. FR = how money moves around you (ease, timing, coherence). They’re two dials. Aim for alignment; act differently when they diverge.
Quick definitions (plain)
- RF (personal resonance): Your steady state—capacity, clarity, ethics.
- FR (financial resonance): The feel of money flows—ease (no drama), timing (on time), coherence (values-aligned), stability (few surprises).
Read it in 60 seconds
- High FR feels like: payments arrive on time, gifts/inflows feel natural, purchases are drama-free, money talk is calm.
- Low FR feels like: delays, surprise expenses, pressure, pushy deals, “need” energy.
The 3 checks (today/this week)
- RF band check: Is your BR in the right band for the planned move?
- FR ease test (last 7 days): 0–1 frictions (late payment, surprise bill, stressed ask) = Easy; 2–3 = Mixed; 4+ = Noisy.
- Integrity test: Would you do this at the same price even if no one saw? (Yes = aligned.)
Traffic light (money moves)
- GREEN: RF in band + FR easy + integrity yes → proceed.
- AMBER: Any 1 off → smaller move, clearer terms, add buffer.
- RED: 2–3 off → wait; stabilize RF; clean leaks; revisit terms.
The 2×2 (what to do when they diverge)
| FR High (money is easy) | FR Low (money is noisy) | |
| RF High (you’re steady) | Plant & scale gently. Open small windows, fund service, set dignified pricing, build reserves. | Patient build. Keep offers small/clean, clear leaks (subscriptions, unclear favors), align pricing, invite 1–2 right-fit patrons. |
| RF Low (you’re wobbly) | Do not over-commit. Park windfalls in buffers, say no to big deals, focus on care & congruence. | Cocoon. Basics only, pause launches, repair trust & systems, rest. |
Leak check (5 common places)
Auto-charges you don’t use • rescuing with money • vague “exchanges” • under-pricing from fear • saying yes when your gut says no.
Micro-ritual (15s)
“I align money with truth.
I receive with clarity and give without leakage.”
What to jot down (1 line)
Week • FR ease: easy/mixed/noisy • RF band • Integrity: yes/maybe/no • Action: go/smaller/wait
Analyst Notes (optional)
- Simple FR Index (0–100) idea: start at 100, subtract 10 per friction event (late payment, pressured ask, surprise expense), 5 per terms-change, add 5 per effortless gift. Keep it directional, not “exact.”
Life.Understood. 